Now let’s put your mind at ease about the money.

Our free maternity pay calculator and maternity leave planner goes beyond statutory pay. Tell us what life looks like now, what you’re hoping for while you’re off, and we’ll turn it into one clear plan.

Start my Bump & Balance plan About 5–10 mins

No account Free to use No judgement

THE QUESTION WE’LL ANSWERHow much should we put aside before maternity leave?

One simple target£___ / month

Takeaways & coffee

Holidays & weekends

Mortgage & bills

Baby costs

Less calculator. More conversation.

We’re planning around your life — not asking you to stop having one.

Bills matter, but so do meals out, holidays, hobbies and the things that make your month feel normal. We include the lot, then show what maternity leave could actually feel like.

Tell us the exciting dates

Due date, when leave might start and roughly how long you’d love to take off.

Show us normal life

Money in, bills out, fun money, savings and baby costs — all in plain English.

Get one clear plan

See what to save each month, when savings get used and what 6, 9 or 12 months off looks like.

Free UK maternity planning tools

Start with the question you’re trying to answer.

Maternity pay calculator

Estimate maternity income and see what it means for your household month by month.

Maternity leave planner

Compare different leave lengths, paid periods, spending and savings.

Maternity savings calculator

Work out how much you may want to put aside before maternity leave begins.

Our mission

Make the financial side of maternity leave easier to understand.

So expecting parents can plan ahead with confidence, protect the lifestyle they've built and make decisions that feel right for their family.

Why Bump & Balance exists Having a baby comes with enough unknowns. Your money shouldn't have to be one of them.

No lectures. No guilt.

Just a calmer picture of what’s ahead.

Let’s work it out